Welcome to RegZone

The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

Visit our RegZone training page where you can view and download RZ "on-demand" training videos to your mobile device.

Latest Reports

  • Glass sky

    On 21 November 2018 and 7 March 2019, we issued newsletters (respectively available here and here) regarding the Belgian proposal to create a new regulatory framework for managing general agents (“MGAs”) in Belgium (“Proposal”). The Proposal was included in the Belgian law of 3 April 2019 regarding the withdrawal of ...

  • City, London

    In outline: On 11th April the EU published the text of the decision of the European Council in response to the UK’s request for a further extension of the Article 50 notice period (see Document 1 below and the UK acceptance at Document 2 below). The decision provides a second ...

  • Building, London

    On 10th April 2019, the FCA issued three publications concerning the general insurance (“GI”) sector alongside a warning to firms operating within this sector. The clear message from the FCA is that it will not hesitate to intervene where it considers that a firm has not shown appropriate regard to ...

  • Fibre optic cables

    In outline: The flow of Brexit related FS publications has slowed as we await the outcome of the UK’s application for a further extension of the Article 50 notice period (see Other publications below) and the special European Council on 10 April. The House of Commons European Scrutiny Committee published ...

  • UK Parliament, London

    In outline: This was due to be the week of the UK's departure from the EU and, despite the postponement of Brexit, there was a flurry of activity to complete the financial services (FS) regulatory regime for a no-deal scenario (the ND regime). Most of the measures were on the ...

See more reports

RegZone Toolkit

New to RegZone are customised research tools, designed by CMS lawyers, allowing you to search RegZone databases for quick queries and detailed analysis on regulatory reform, regulators and other agencies, timelines, jargon and more.

Mobile users can download ‘App’- style icons for easy access.

Future Dates

* Estimated date

  • *Mid 2019

    Capital Markets Union to be completed by then

  • *Mid 2019

    The European Commission signposted in its roadmap document that mid-2019 is the period by which the following will be in place: fully functional backstop to the Single Resolution Fund; implementation of the European Deposit Insurance Scheme;  finalising all pending legislative initiatives for Capital Markets Union.

  • 01 July 2019

    The PRA 110 template and reporting instructions, and the PRA rulebook instrument (PRA 2018/3) will apply (country UK)

News Wizard

  • 25/04/2019

    FCA: thematic review of the fair treatment of with-profits customers

    FCA: thematic review of the fair treatment of with-profits customers
    News Date:
    25/04/2019
    News Text:
    The FCA has published its thematic review of firms’ practices in respect of the fair treatment of with-profits customers. The FCA has also published a Dear CEO Letter in relation to its key findings on run-off plans, assessments of excess surplus and fund-level management approaches.
    Support Information:
  • 25/04/2019

    CMA: the CMA has blocked merger between Sainsbury’s and Asda

    CMA: the CMA has blocked merger between Sainsbury’s and Asda
    News Date:
    25/04/2019
    News Text:
    The CMA has published its final report on its phase 2 investigation into the proposed merger between J Sainsbury PLC and Asda Group Ltd. The CMA has blocked the proposed merger.
    Support Information:
  • 25/04/2019

    EBA: opinion on the nature of passport notifications for agents and distributors of e-money

    EBA: opinion on the nature of passport notifications for agents and distributors of e-money
    News Date:
    25/04/2019
    News Text:
    The EBA has published its Opinion on the nature of passport notifications of payment institutions and electronic money institutions using agents and distributors located in another Member State.
    Support Information:
  • 25/04/2019

    ESMA: SFD Designated Payment and Securities Settlement Systems

    ESMA: SFD Designated Payment and Securities Settlement Systems
    News Date:
    25/04/2019
    News Text:
    Member States have notified the designed payment and securities settlement systems about their national systems under Article 10(1) of Settlement Finality Directive 98/26/EC.
    Support Information:
  • 25/04/2019

    OJ

    OJ
    News Date:
    25/04/2019
    News Text:
    Regulation (EU) 2019/630 of the European Parliament and of the Council of 17 April 2019 amending Regulation (EU) No 575/2013 as regards minimum loss coverage for non-performing exposures. This Regulation has been published in the Official Journal of the EU.
    Support Information: